⚡️Is the crypto world missing a "stabilizing force"? Treehouse says: I will be the "interest rate helmsman"⚡️
Have you ever thought about it? DeFi has been thriving for so long, with stablecoins, exchanges, and lending platforms all available, yet it's lacking a core interest rate that can "set the tone"—just like how a single statement from the Federal Reserve can stir global markets in traditional finance.
Now, Treehouse has come in with a "ruler": it doesn't engage in price speculation but aims to install an "interest rate navigation system" for the entire on-chain finance.
🌳【TESR: The "North Star" of on-chain interest rates】
What Treehouse has brought out, TESR, is simply the "interest rate compass" of the DeFi world. It is not determined by any individual’s whim, nor is it fabricated by a single platform; instead, it relies on the DOR mechanism—a group of nodes, institutions, along with real on-chain trading data (including staking yields, swap prices, and liquidation situations) to calculate a "consensus interest rate" together.
In the future, when borrowing on-chain, making forward contracts, or calculating stablecoin yields? It might all depend on its guidance.
🌳【The "chaotic interest rate phenomenon" in DeFi should end】
How outrageous are the current DeFi interest rates? Platforms calculate their own rates, and APYs fluctuate dramatically like a roller coaster, even subject to manipulation behind the scenes. There’s no recognized standard, much like a market without scales, relying solely on sellers shouting prices.
This is a joke in traditional finance—where is there a financial market without a unified interest rate anchor? Treehouse is here to install a "filter" for this murky situation.
🌳【Once interest rates are standardized, DeFi might undergo a transformation】
With TESR as this "stabilizing force," all standardized interest rate futures, interest-linked stablecoins, and reliable clearing mechanisms can be built around it. At that time, DeFi will no longer be a patchwork of "wild paths," but will have a "backbone" that ties the entire system together.
Don’t think Treehouse is here to just issue a token to exploit investors—it aims to create a "central control panel" for on-chain finance. Uniswap reshaped trading, Aave reshaped lending, and Treehouse targets the foundational interest rates that will allow the entire DeFi system to be "grounded."
Once you understand its ambition, you’ll realize: this is not just to join the fun, but to establish "new rules" for DeFi.