Forget crypto-backed loans. @Huma Finance ๐ŸŸฃ is pioneering PayFi โ€” a new category of blockchain finance that merges payments and credit, backed by real-world income.




๐Ÿ” What Makes Huma Different?




Instead of collateral, Huma enables borrowing against future income streams like:




  • Salaries


  • Invoices


  • Remittances


  • Gig economy earnings




All powered by the Time-Value-of-Money (TVM) model and smart contracts.






โš™๏ธ How It Works:





  2. โœ… Huma analyzes usersโ€™ cash flow and recurring payments


  4. ๐Ÿ“ฆ Instantly offers 70โ€“90% of projected income as upfront liquidity


  6. ๐Ÿ” Funds delivered via secure, automated smart contracts




No tokens to stake. No over-collateralization. Just real-world credit made blockchain-native.





Huma is bringing the next generation of DeFi โ€” one thatโ€™s finally grounded in real economic activity.



๐ŸŸฃ $HUMA is more than a token. Itโ€™s the engine behind on-chain income-based lending.


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