@Huma Finance 🟣 is pioneering a new model of on-chain credit through PayFi — blending real-world income with DeFi liquidity. Here’s how it’s transforming access to capital:






📌 Income-Based Loans




Freelancers and gig workers can borrow instantly using future salaries, invoices, or remittances as collateral.






📌 SME Financing




Small and medium businesses can tokenize receivables to unlock fast, low-friction liquidity and stabilize cash flow.






📌 PayFi Infrastructure




Enterprises can integrate payments and financing in a single pipeline, enabling real-time settlements for employees and vendors.






📌 Cross-Border Inclusion




In regions underserved by traditional finance, HUMA enables trustless credit based on blockchain-verified income streams — no banks needed.






📌 DeFi x RWA Integration




By merging real-world assets with DeFi rails, $HUMA opens the door for institutional capital to enter low-risk, income-backed on-chain markets.





🔗 Real revenue.


🛠 Real utility.


🌍 Real financial inclusion.



$HUMA is not just a token — it’s the foundation of programmable, inclusive credit.



#HumaFinance