Why I’m Watching Huma Finance: The Future of Income-Backed DeFi
As a long-time observer of the DeFi space, Huma Finance stands out for its innovative approach to crypto lending. Rather than relying solely on crypto collateral, Huma brings real-world income streams — like payroll and invoices — onto the blockchain, enabling access to credit based on actual cash flow.
This shift has major implications. By bridging on-chain infrastructure with off-chain income, Huma is opening the door to more inclusive and practical financial tools. It’s a strong step toward making DeFi useful beyond just crypto natives.
In my view, Huma Finance is one of the few projects truly pushing DeFi into the real world. Definitely one to watch.