True fortune can be summed up in one word: "lazy"
Too lazy to make big money, just enough to spend is fine; too lazy to compare, just be happy is fine; when others point fingers, too lazy to get angry.
In metaphysics, this is called guarding one's fortune and virtue. Just as the "Tao Te Ching" states: put oneself behind and one will be ahead, put oneself outside and one will survive.
Remember, "lazy" does not mean truly lazy, but rather not competing. Wealth is not gained overnight; it must come from virtue. The more one calculates fate, the more bitter it becomes. Having money and a car is for others to see; being free of illness, disaster, and worry is what truly belongs to oneself.