#humafinancetoken #humafinance $HUMA $BNB
Huma Finance is a pioneering Payment Finance (PayFi) network that enables global payment institutions to settle payments 24/7 using stablecoins and on-chain liquidity. It provides instant liquidity, low fees, and transparent yields, addressing inefficiencies in traditional financial systems.
*Key Features:*
- *Permissionless Access*: Anyone can participate as a liquidity provider (LP) and earn yields.
- *Classic and Maxi Modes*: LPs can choose between stable yields with base rewards or maximize Huma rewards with potential higher returns.
- *Flexible Lockups*: LPs can opt for no lockup or 3-6 month lockups to boost rewards.
*HUMA Token:*
- *Governance*: Staked HUMA enables voting on protocol decisions.
- *Rewards*: LPs and ecosystem partners earn HUMA based on contributions.
- *Value Accrual*: Protocol revenue is distributed via community-designed mechanisms.
*Market Performance:*
- *Market Capitalization*: $60.13 million with a fully diluted valuation of $346.91 million.
- *Circulating Supply*: 1.73 billion tokens (17.3% of total supply).
- *Transaction Volume*: Over $4.4 billion processed, with a 0% default rate.¹ ²
*Partnerships and Investors:*
- *Backed by*: Circle, HashKey Capital, Distributed Global, ParaFi, Robot Ventures, and Folius Ventures.
- *Strategic Partners*: Solana, Circle, Stellar Development Foundation, and Galaxy Digital.