HUMA Finance is a decentralized protocol enabling on-chain income-backed lending, bringing real-world cash flows into DeFi. Its native token, $HUMA, fuels the ecosystem by supporting governance, staking, and rewards.
Unlike traditional crypto lending, HUMA allows users—like freelancers, small businesses, and workers—to borrow based on future income or invoices, not just crypto assets. It supports use cases like payroll-backed loans, invoice factoring, and recurring income financing.
Built on Ethereum, HUMA is backed by top DeFi investors and aims to bridge the gap between Web3 and real-world finance, making lending more accessible and inclusive.
