🧐 Current Comparison of Major Exchanges' "RWA Financial Products"
#Binance Recently Launched Its Own "US Treasury Financial" Product: $RWUSD
Thanks to the progress of compliance in recent years, US Treasuries, as an old yet highly liquid RWA product, have successfully gone on-chain.
Today, we are doing a comparison of exchanges' "RWA Financial Products" for your reference:
1️⃣ Binance $RWUSD / Annualized: 4.2%
Directly connected to tokenized US Treasuries issued by major institutions, directly under strict regulation by the US government, and adopts project diversification, with lower risk and more security assurances.
2️⃣ Bybit $USDtb / Annualized: 3.8% Floating
Issued by Ethena, assets are custodial by a third party, with RWA assets as the underlying.
3️⃣ Bitget $BGUSD / Annualized: Floating, previously up to 4%
Self-issued by Bitget, officially described as a bundle of tokens, with RWA assets as the underlying, asset allocation is a black box, lacking disclosure.
4️⃣ Huobi $stUSD / Annualized: Floating, with significant volatility
Issued by third-party platforms RWA DAO and JustLend, officially described as composed of government ultra-short bonds, also lacks data disclosure.
5️⃣ Kraken / Gate Tokenized US Stocks
Both of these exchanges rely on xStock for tokenized US stock support; liquidity depends on the exchanges, and depth is not very stable, with significant price volatility in US stocks.
💡 Advantages of Binance RWUSD
1️⃣ Ultra-Low Fees
No asset management fees, no subscription fees, redemption fees are divided into two tiers:
➤ T+3 Redemption: 0.05%
➤ Instant Redemption: 0.1%
2️⃣ High Purchase Limits, Accommodating Various User Sizes
Individuals can purchase up to $5 million, and the limit can be increased based on user demand.
3️⃣ Suitable Audience
Suitable for users with a large amount of idle USDT, for long-term stable income generation, 4.2% annualized yield is significantly higher than bank fixed-term returns, also suitable for low-risk preference and wealth management enthusiasts.
👇 For specific comparisons, please see the image below.
If you dislike risk and have a demand for wealth management income, depositing idle money in Binance to earn some US Treasury returns is also a good choice.
