Haven't used "Holding Coins to Earn Interest"? This might be the most underrated "lazy investment tool" in the crypto world.

On Binance, #SoftStaking (Holding Coins to Earn Interest) has been online for a while. You just need to keep your coins (like BNB, SOL, DOT, ADA, etc.) in your spot account without doing anything, and you can earn returns automatically every day.

Holding coins to earn interest means: no locking, no staking, no subscriptions, just holding can earn you interest.

Every morning at 8 AM, the system takes a snapshot of your holdings, and based on the annualized return, the earnings are sent directly to your spot account the next day.

📈Earnings Formula:

Earnings = Today's Holdings × Annualized Return Rate ÷ 365 (APR is variable)

🛠️How to Activate? It's easy in a few steps:

✅【Web Version】

1/ Log into Binance

2/ Click on the top menu bar "Wealth Management" → "Principal Guaranteed Earnings" → "Holding Coins to Earn Interest"

3/ Activate and agree to the terms

✅【App Version】

On the homepage, click "More" → Enter "Wealth Management" → Select "Holding Coins to Earn Interest"

Find the coins you want to participate in, and click activate

Once activated, you just need to keep the supported coins in your spot account, and it will start calculating earnings automatically without repeated actions.

✔️ 0 Threshold: No subscriptions, no locking, just holding your coins can earn money

✔️ Flexible Funds: Can trade or withdraw coins anytime without affecting daily operations

✔️ Supports Multiple Coins: All major assets like BNB, SOL, DOT, ATOM, ADA are fully supported

✔️ Clear Interface: Earnings are automatically distributed every day, records are clear at a glance

👀My Real Experience:

I used to think investment was complicated, having to lock in funds, choose periods, and worrying about missing market opportunities.

Now, Holding Coins to Earn Interest directly solves these problems:

I can now earn a little every day from the SOL and DOT I was not using,

No locking, no market watching, it truly belongs to the "lazy person's passive income tool".

📌Important Notes:

If your coins are in orders (like limit orders that haven't been filled), they do not count towards earnings.

After enabling Holding Coins to Earn Interest, BNB will not participate in Launchpool and airdrop activities (the system will automatically exclude it).

If you are someone who holds mainstream coins long-term and doesn't want to fuss with locking or waste potential earnings, then you should enable Holding Coins to Earn Interest immediately. This is the most worry-free "automatic earning mode" in the crypto world. #持币生息