Floating profits of millions don't count as earnings; securing the funds is what matters” - this saying has never been empty talk in the crypto world. Many people show profits on paper but stumble during withdrawals: accounts frozen for six months, receiving dirty money gets investigated, and offline transactions lead to robbery...
Today, I organized the three major mainstream withdrawal methods, along with details to avoid pitfalls, to help you safely get your money.
Plan 1: OTC withdrawal in Hong Kong (suitable for large amounts)
✅ Advantage: Single transactions over 500,000 can be operated, quick arrival
❌ Disadvantage: Must go to Hong Kong in person, fees are relatively high
Practical Steps
Choose compliant exchange merchants (preferably chain exchange shops, avoid private small shops)
Test with small amounts first (exchange 10,000 to 20,000 Hong Kong dollars, confirm the process is correct before increasing the amount)
Disperse entry (do not bring more than 100,000 in cash in a single trip to avoid customs checks)
Must-see Pitfalls
Reject Telegram/U offline transactions (90% are scams or robbery traps)
Record the entire process (to prevent counter-accusations of 'fund source issues')
Prioritize exchanging for Hong Kong dollars (exchanging back to the mainland is safer than directly converting to RMB)
Plan 2: Withdraw funds using an overseas bank card (the safest option)
✅ Advantage: Virtual cards are quick to open, low cost, and have a high degree of fund legalization, suitable for long-term use
❌ Disadvantage: Physical cards need to be applied for in advance, process takes about 7-10 days
Practical Steps
Prepare tools (stable internet + browser, register as instructed)
Recharge and exchange (withdraw U from exchanges/wallets to the card, convert to the corresponding fiat currency)
Bind for use (virtual cards can be directly linked to WeChat/Alipay, physical cards are suitable for large transfers)
Must-see Pitfalls
Avoid frequent large transfers (easy to trigger bank risk control)
Keep 1 U in the card to maintain activation (to prevent account invalidation)
Choose a legitimate issuing platform (avoid unqualified niche channels to prevent default)
Plan 3: Binance C2C withdrawal (suitable for small amounts)
✅ Advantage: Simple operation, instant arrival
❌ Disadvantage: Risk increases sharply for single transactions over 50,000
Practical Steps
Choose highly reputable merchants (registered for over 2 years, completed over 1000 transactions, prioritize platform-certified merchants)
Multiple small transactions (single transaction ≤ 30,000, reduce the probability of bank risk control)
Transfer out immediately upon arrival (do not leave large balances in the account to avoid entangling other funds)
Must-see Pitfalls
Absolutely avoid offline/cash transactions (99% are dirty money or robbery traps)
Beware of 'high-priced U' (merchants with excessive premiums are likely to pay with stolen funds, cards will be frozen after the transaction)
Use a dedicated bank card (completely separate from salary and mortgage cards, freezing it won't affect daily life)
3 Painful Case Studies, Review Before Acting
Someone withdrew 200,000 via C2C, the other party paid with scammed funds, and the card was judicially frozen for 6 months, all funds locked;
A Shenzhen player engaged in offline trading of 1 million U, was robbed by a gang with knives, both person and property were harmed;
A small exchange merchant in Hong Kong ran away immediately after receiving U, and it was difficult to recover through police due to insufficient evidence.
Ultimate Advice
For large amounts, prioritize Hong Kong / overseas cards, for small amounts, choose established C2C merchants, and absolutely avoid offline transactions;
Use a 'dedicated card' for withdrawals, never mix with daily bank cards;
Remember: Safety is 100 times more important than earning a few extra points - only when the money arrives on the card can it be considered a real profit.