HUMA Finance to Launch PayFi Lending Model Ahead of Binance Listing
What Is @Huma Finance 🟣 ?
HUMA Finance (HUMA) is building the first PayFi network—combining payments and financing to offer on-chain credit backed by real-world income.
How It Works
Instead of crypto-backed loans, users borrow against future income like salaries, invoices, or remittances. No crypto collateral is needed.
Key Model: Time-Value-of-Money (TVM)
$HUMA uses the TVM model to calculate and release 70–90% of future expected income instantly through smart contracts.
Smart Lending With Cash Flow Data
By analyzing cash flow, the system matches users with fast, secure liquidity directly on-chain.
Why It Matters
$HUMA brings real-world credit into DeFi, making lending more accessible and practical.
Binance Listing Coming Soon
HUMA is expected to list on Binance, which could boost exposure and adoption.