#HumaFinance

🪙 What Is Huma Finance (HUMA)?

Huma Finance operates as a decentralized finance (DeFi) protocol and the first-ever PayFi platform, using projected income as collateral. It bridges traditional financial flows with blockchain payments, enabling credit access for underbanked users, remittance-based lending, real-time liquidity, and more across Solana and BNB Smart Chain networks .

Utility: The native $HUMA token powers governance, staking, liquidity incentives, and fee utilities across the protocol .

Ecosystem: Huma Finance offers both permissionless protocols (Huma 2.0) for retail users and institutional-grade layers for regulated participants .

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📊 Key Metrics (as of July 29, 2025)

Price: Around $0.037–0.039 USD, with minor variation across platforms (Binance, CoinMarketCap, Coinbase) .

24‑Hour Volume: Between $40M–$62M USD .

Market Cap: Approximately $65M–$67M USD, ranking in the mid‑500s globally .

Circulating Supply: ~1.73 billion HUMA (≈17% of the 10 billion total supply) .

Max Supply: Capped at 10 billion HUMA tokens .

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🔧 Utility & Tokenomics

Huma 2.0: A permissionless DeFi protocol allowing users to earn yield or stake in "Classic" or "Maxi" modes with flexible exposure to HUMA incentives .

Governance & Rewards: Token holders can stake to vote on protocol decisions; liquidity providers may earn amplified rewards by committing capital and staking long-term .

Real-World Use Cases: Enables on-chain invoice-based finance, early wage access, trade finance, and cross-border payments via stablecoins .

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🧭 Roadmap & Strategic Outlook

Launch date: Huma Finance was launched on May 26, 2025, across Solana and BNB Smart Chain .

Future developments:

Huma 2.0 deposit opening (limited to $500k per wallet for some early badge holders) begun in July 2025 .

Upcoming roadmap includes expanded governance mechanisms, cross-chain compatibility, and risk tools through late 2025 and into 2026