A prominent voice in the XRP community has warned that the token may soon become so expensive that average investors will only be able to purchase “dust” — tiny fractions — of it.

This outlook comes from community analyst Xena, who remains bullish on XRP’s price trajectory. Recently, XRP broke past the \$3 level after months of resistance, reinforcing her confidence. In light of this milestone, Xena highlighted how far \$1,000 goes in today’s market.

**\$1,000 Now Buys Just 315 XRP**

At the current rate of \$3.17, \$1,000 can only acquire about 315 XRP — a stark contrast to the 2,083 XRP that could be purchased with the same amount in July 2024, when the price was around \$0.48. Even when XRP hit \$3, Xena noted that \$1,000 would barely buy 330 XRP — a number that has already decreased.

Xena believes this trend of diminishing returns will continue, making XRP less attainable for retail investors. Similar concerns were raised by fellow commentator Edoardo Farina, who pointed out last month that even at \$2, XRP was becoming inaccessible to everyday buyers.

**XRP Rich List Now Harder to Enter**

According to a recent report by The Crypto Basic, accumulating 2,400 XRP — the amount needed to join the top 10 of the XRP Rich List — is increasingly difficult for middle-class earners in the U.S. or U.K. without saving for several months. This marks a significant shift from just a year ago.

**XRP Could Mirror Bitcoin’s Path**

Xena suggests XRP is following a similar trajectory to Bitcoin. She explains that if XRP hits \$5 — a 57% jump from its current value — many investors would likely see it as “too expensive” to buy in bulk. At that point, most would only afford fractional holdings, or what she refers to as “dust.”

She draws parallels with Bitcoin’s rise: in 2014, \$1,000 could buy 4 BTC at \$250 each. Today, that same amount fetches only 0.008 BTC — a sliver of a coin.

Unless investors have significant capital, Xena believes XRP is fast approaching a point where buying even 1,000 tokens will be financially out of reach for the average person.

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