๐ฅ Why PayFi Is Bigger Than Lending: $HUMA Long-Term Vision
๐ก DeFi lending? Saturated. PayFi? Just taking off! ๐
Traditional lending = over-collateralization + endless token incentives ๐.
Huma flips the script and opens a whole new capital market with:
๐ณ Merchant Receivables
๐ฆ BNPL Flows
๐งพ Payroll Streams & Invoices
These payment-backed assets fuel real-world yield ๐๐ต โ paid in stablecoins, accessible anywhere, and deployed into programmable strategies โ๏ธ.
๐ The Big Thesis? Tokenized receivables will power:
โ ๐ Embedded Fintech
โ โก Real-Time Treasury Ops
โ ๐ Global Merchant Liquidity
๐ฅ Lending built DeFi 1.0. PayFi could unlock the NEXT trillion in TVL โ and Huma is already shipping it! ๐
๐ DYOR | NFA