Huma Finance 🟣 ($HUMA ) is building DeFi for real-world cashflow.
With the world’s first PayFi network, Huma replaces collateral-backed lending with revenue-backed credit — unlocking liquidity for salaries, invoices, remittances, and more.
Borrowers pledge future income (up to 90%) to access instant funds via smart contracts, guided by a Time-Value-of-Money model. 🚀
Powered by Solana and Stellar, Huma settles payments in milliseconds using stablecoins and tokenized receivables. LPs earn ~10.5% yield or maximize Feathers rewards with lock-ups (up to 17.5×).
This isn’t just DeFi. It’s decentralized payment financing—scalable, inclusive, automated.
From rural clinics to global fintechs, PayFi is turning income signals into usable credit on-chain.
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