💼 What is Huma Finance?
Huma Finance is a groundbreaking protocol that brings real-world income streams into decentralized finance (DeFi). By using income and cash flow as collateral, Huma enables a new class of lending products like:
🔹 Payroll-backed loans
🔹 Invoice financing
🔹 Subscription revenue lending
🔹 Freelance and gig-worker credit
Unlike traditional DeFi which depends on crypto collateral, Huma uses verifiable income data to unlock credit—making DeFi more inclusive and useful for millions of people around the world.
✅ Real-world assets (RWAs)
✅ On-chain income verification
✅ Trusted by partners like Circle and others
✅ Built for freelancers, businesses & emerging economies
Huma is not just a lending protocol—it’s the bridge between traditional finance and DeFi, allowing people to get loans based on their actual earnings, not just token holdings.