@Huma Finance 🟣
Huma Finance: Reshaping Payment with On-Chain New Infrastructure
As the first PayFi (Payment Finance) protocol, Huma Finance utilizes blockchain technology to address the pain points of traditional cross-border payment delays and low financing efficiency. Its core innovations include:
1. Second-level settlement: Achieving cross-border clearing in 15 seconds based on the Solana chain, with transaction fees below $0.01;
2. Revenue securitization: Enterprises can collateralize future accounts receivable (such as e-commerce orders) to instantly obtain stablecoin loans, reducing funding costs by over 50%;
3. Real returns: Liquidity providers earn a stable annual yield of 10.5% through the liquidity pool, with funding sourced from real economic activities rather than token inflation.
Currently, the protocol has processed over $3.8 billion in transactions #HumaFinance