Who is HUMA?
Huma Finance is a blockchain-based decentralized payment PayFi network designed to provide fast, transparent, borderless financial services by tokenizing real-world assets (RWA) and leveraging future income.
Introduction to Huma Finance
Huma Finance provides financing solutions based on future income or accounts receivable by connecting global investors and borrowers, addressing the inefficiencies, high costs, and long settlement times of traditional payment systems. It mainly serves cross-border payments, credit card settlements, trade financing, and other scenarios, operating on Solana, Stellar, and EVM multi-chains with a cumulative transaction volume exceeding 3.8 billion USD and a credit issuance volume over 2.3 billion USD.
Advantages of Huma Finance
1/ Low-cost and high efficiency: Huma utilizes high-performance networks such as BNB Chain and Solana, offering fast speeds and low fees, superior to traditional financial systems.
2/ Open collaborative strategy: By partnering with compliant stablecoins like USDC and PYUSD, it avoids the complexities of building infrastructure, accelerating market expansion and user experience optimization.
3/ Comprehensive applicability: Supports various financial services, including revolving credit, accounts receivable financing, trade financing, and decentralized infrastructure (DePIN) financing, covering scenarios like cross-border payments, green financing, and supply chain financing.
4/ Compliance: By collaborating with established ecosystems, it meets regulatory requirements such as anti-money laundering (AML), enhancing institutional trust.
5/ High security: Collaborating with institutional custodians like Fireblocks and Coinbase Custody, employing multi-party computation (MPC) wallets and multi-party control mechanisms to ensure asset security.
Funding for Huma Finance
Huma Finance has raised over 46.3 million USD to date.
1/ Seed round financing of 8.3 million USD, led by Distributed Global, with participation from Folius Ventures, TIBAS Ventures, and others.
2/ Series A financing of 38 million USD, led by Distributed Global, with participation from Hashkey Capital, Stellar, and 14 other institutions.
Huma Finance is an innovative PayFi network that provides efficient and transparent solutions for global payments and lending through blockchain technology and real-world asset tokenization. Its features include income-backed lending, multi-chain architecture, and the Huma Feathers rewards system; its advantages are low cost, high security, compliance, and broad applicability.
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