Huma Finance is making its mark in the DeFi space with an innovative unsecured lending model. It breaks the traditional excessive collateral shackles, allowing users to obtain credit lines based on on-chain verifiable income streams (such as crypto earnings and NFT rents) without needing collateral to borrow.

This model lowers the barriers to entry for DeFi, enabling those who lack sufficient collateral but have stable incomes to participate, while also enhancing fund flexibility, suitable for scenarios such as short-term turnover and investment scaling. Although it faces challenges in credit assessment and risk control, it continues to optimize through means such as on-chain data analysis. For users constrained by collateral requirements, Huma is a new option worth exploring. #HumaFinance@humafinance #HumaFinance