#CryptoClarityAct **Lummis-Gillibrand Responsible Financial Innovation Act** (2022/2023) – A bipartisan bill proposing comprehensive crypto regulation.

- **SEC vs. Crypto Firms** – Ongoing lawsuits (e.g., SEC vs. Coinbase, Ripple) shaping how existing laws (like the **Howey Test**) apply.

- **Stablecoin Bills** – Proposals to regulate dollar-pegged cryptocurrencies.