#CryptoClarityAct

The #CryptoClarityAct marks a pivotal moment in U.S. crypto policy, as the House passed H.R. 3633 by a bipartisan 294–134 vote on July 17, 2025. It clearly delineates regulatory authority between the SEC and CFTC based on how digital assets function and the maturity of their networks—securities at initial issuance under the SEC, then shifting to CFTC supervision as “digital commodities” once decentralized enough and trading on mature blockchains .

This legislation also introduces tailored registration, custody safeguards, anti-money‑laundering standards, and disclosure regimes. Tokens deemed “ancillary assets” can self-certify their status with SEC oversight—streamlining issuance while protecting investors .

The Crypto Clarity Act complements the newly signed GENIUS Act, which mandates fully backed stablecoins issued under federal reserve standards and banking oversight . Together, they reflect Congress’s intent to foster innovation while safeguarding market integrity and consumer interests .

As the Senate gears up with its own digital asset market structure draft—emphasizing SEC authority and joint rulemaking with the CFTC—the regulatory landscape is poised for transformation . Once enacted, this framework could unlock capital, attract institutional participants, and finally transition crypto from regulatory gray areas into a defined, mainstream asset class. 🌐📜🚀