#CryptoClarityAct

The Crypto Clarity Act (H.R. 3633), passed by the U.S. House in July 2025, aims to bring clear rules to the crypto industry by defining digital assets as either commodities or securities. It gives the CFTC authority over decentralized, “mature” digital commodities like Bitcoin, while the SEC oversees early-stage or investment-based tokens. The Act introduces decentralization criteria, supports self-custody, and provides clear registration paths for exchanges and brokers. It also allows crypto projects to raise up to $75 million per year under a provisional exemption. DeFi protocols without intermediaries are exempt from certain regulations. Backed by industry leaders, the Act is expected to boost institutional confidence, though some critics argue it may weaken consumer protections. The bill is now under Senate review and, if passed, could significantly shape the future of U.S. crypto regulation.