#CryptoClarityAct The Senate's Responsible Financial Innovation Act builds on the House's CLARITY Act, introducing key reforms like a new "ancillary assets" category for non-security tokens and Regulation DA, which exempts certain token sales from SEC registration. These changes aim to provide clear rules for digital assets, encouraging crypto innovation in the U.S. by reducing regulatory uncertainty. However, challenges remain in implementation, including agency coordination and potential legal gray areas that could slow adoption if not addressed effectively.$XRP