Why I choose to hold Huma Coin @Huma Finance 🟣 #HumaFinance for stable and substantial returns: The Huma 2.0 platform offers users diverse ways to participate in liquidity. The classic model provides stable double-digit USDC returns, currently at an annualized 10.5% with monthly updates, and users can also earn basic rewards in Huma Feathers; the rapid mode offers no USDC returns but provides a 5x baseline reward rate, with a limited-time promotional period that can earn up to 25 times feather rewards.

- Reliable source of returns: Returns come from real business trade activities such as global payment financing, with daily fees from corporate borrowing and payments enabling rapid capital turnover and compound interest. They do not fluctuate with cryptocurrency market cycles, and regardless of market ups and downs, payment trade and other underlying economic activities continue, making return stability particularly advantageous during bear markets.

- Advanced technical architecture: Built on Solana, utilizing its high throughput of 65,000 TPS to process payment transactions. Multi-chain liquidity routing is achieved through the Axelar bridge connecting to assets on Ethereum and other chains. There’s also an on-chain KYC module and other compliance frameworks to ensure transaction security and compliance.

- Rich application scenarios: There are self-operated applications like Invoice Advance, WageStream, and StableCard, and an open API for third-party developers to create payment-related DApps, with 19 payment applications already integrated, forming an ecological synergy effect.

- Good token economic model: The total supply of HUMA is 2 billion, serving as fuel for cross-border transactions. Stakers can participate in governance, with 50% of protocol revenue used for buyback and destruction; by Q2 2025, 140 million coins have been destroyed, exhibiting deflationary characteristics that help enhance token value.