Just finished watching Powell’s latest speech, and I’ve got some hot news for you. Buckle up — here’s what’s happening with our rates 👇
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😤 In short: The Fed did it to us again
Friends, the rate is still stuck at 4.25–4.50%. Yep, I was hoping for a cut too — but nope…
💭 You know what’s wild? Powell literally said (quote):
“We would’ve already cut rates if it weren’t for the tariffs.”
So yeah. They want to cut — but they’re scared Trump’s tariffs will ignite inflation. That’s the catch 🤷♂️
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🍿 Now for the juicy part — drama!
Trump’s fuming! He called Powell “terrible” and shouted that he’s always late with everything. Imagine the scene 😅
Meanwhile, Powell stays calm and replies: “The economy is strong — no need to rush.”
Feels like a political reality show 📺
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📊 So what’s next? Here’s my take:
I’ve gone through all the data, and this is what I think:
🎯 July 30 – next Fed meeting. I’ll bet my morning coffee that nothing changes (81% odds according to the market)
🍂 September–October – now it gets interesting. Two 0.25% cuts are possible. But only if tariffs don’t send inflation soaring
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🤫 Fed Insider Info
Fun fact: there’s a split inside the Fed! Two board members (Waller and Bowman) are already openly saying: “Let’s cut in July!”
But Powell and the majority are against it. Classic doves vs. hawks 🕊
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💡 What does this mean for us?
✅ Mortgages – forget about lower rates for now
✅ Savings – now’s the time to lock in high deposit yields
✅ Dollar – will stay strong for at least a couple more months
✅ Stocks – expect serious ups and downs
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📱 My advice:
No panic! Sure, rates aren’t coming down yet, but it’s not the end of the world. Use this time wisely:
1️⃣ Got debt? Pay it off faster
2️⃣ Got spare cash? Lock in some good deposit deals
3️⃣ Stay tuned to the news (and follow me 😉)
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🔔 Don’t forget: July 30 at 9:00 PM Moscow time — the next Fed meeting. I’ll be going live and breaking it all down!
Drop a 🔥 if you found this helpful!
And let me know in the comments — when do you think the Fed will finally start cutting rates?