$BNB

Here’s your concise crypto update for July 22, 2025:

📉 Market Snapshot

Bitcoin is hovering around $118 k, down slightly ~0.9% in the past 24 hours, with a dip from intraday highs near $119.5 k .

Ethereum trades near $3,700, slipping ~2.5% today, encountering strong resistance in the $3,877–3,987 range .

🔍 Key Highlights

The total crypto market cap has retracted to around $3.9 trillion, a ~1% drop on the day .

Altcoins are gaining momentum: Solana surged ~12% to surpass $200, while XRP remains close to its seven‑year high near $3.6 .

Notable top gainers include Zebec Network (+15.5%), AIOZ Network (+10%), and Quant .

🏛 Macro & Institutional Moves

GENIUS Act signed, establishing a federal regulatory framework for stablecoins—which recently hit Congress on July 17 and was signed July 18 .

White House set to release its comprehensive crypto policy report today, aiming to unify federal oversight .

JPMorgan is reportedly considering loans backed by bitcoin and ethereum by next year—a clear sign of big‑bank integration .

BitGo, a major crypto custody provider, filed confidentially for a U.S. IPO as the market crosses the $4 trillion mark .

👀 What to Watch

Incoming remarks from Fed Chair Powell, which could trigger more volatility in risk assets, including crypto .

The release of the White House crypto framework may provide insight into future stablecoin, taxation, and oversight policies.

In short, the crypto market is pulling back modestly with growing institutional interest and regulatory momentum. Altcoins are seeing stronger action, and key policy developments today could shape trends ahead.

Let me know if you’d like a deeper dive into any coin