🌉 @Huma Finance 🟣 Reconstructing DeFi Credit Bridges! Practical Test of the New Paradigm of 'Accounts Receivable Instant Monetization'
The excessive collateral dilemma in DeFi lending has finally been broken! After testing #HumaFinance , it completely reshaped my understanding — it allows enterprises to obtain financing instantly with on-chain accounts receivable certificates without the need for over-collateralization:
⚡ Innovative Mechanism Diagram
▫️ Real-time Cash Flow Tokenization: Suppliers upload invoices/orders on Huma → The system generates NFT-based accounts receivable certificates
▫️ AI Credit Risk Assessment: Dynamically determines financing limits based on on-chain historical data (trial obtained a 5000 credit pool ✨) ▫R◯∗∗Investor Win-Win Model∗∗: Funders purchase accounts receivable to earn interest spread, I tested lending 1000 USDC with a daily return of $0.8
🔑 Three Major Breakthrough Values
✅ Resolving Financing Difficulties for Small and Medium Enterprises: A Thai e-commerce company financed $120,000 in 3 minutes, at an interest rate 67% lower than traditional finance
✅ New Choice for Investors Against Volatility: Based on real trade yields, avoiding impermanent loss
✅ Modular Integration: Supports innovative combinations of protocols like Aave, Compound, etc.
🚀 Experience It Now
1️⃣ Visit Huma's official website to bind your wallet
2️⃣ Upload trade certificates to apply for credit limits
3️⃣ Financing arrives instantly or invest in accounts receivable pool for interest!
