$XRP $XRP #XRP (100 words)

XRP is the native cryptocurrency of the Ripple network, designed to enable fast and low-cost international money transfers. Unlike Bitcoin or Ethereum, XRP is not mined; it was pre-mined with a total supply of 100 billion tokens. Ripple aims to partner with banks and financial institutions to improve cross-border payments using XRP as a bridge currency. Transactions are confirmed within seconds, making it highly efficient. XRP is also environmentally friendly due to its consensus protocol. While XRP has faced legal challenges with the SEC, it remains one of the top cryptocurrencies by market cap and adoption in global finance.