#StablecoinLaw

The U.S. government has just enacted the Stablecoin Regulation Act, a sweeping new law that could reshape crypto markets.

✅ Full Reserve Backing: All dollar-pegged stablecoins (USDT, USDC, etc.) must hold 1:1 cash or short-term Treasuries. No more fractional reserves.

✅ Issuer Licensing: Stablecoin issuers must now be licensed financial institutions (banks or approved entities).

✅ Transparency Mandates: Monthly audits + real-time proof-of-reserves required.

❌ Algorithmic Stablecoins Banned: No more Terra-style UST experiments.