Among financial setups in crypto, I honestly believe #biyapay has quietly built a use case that has being promised in crypto for years.
Sometimes, the most powerful shifts happen quietly. @biya出金不冻卡 is making impact. A wallet and card system built not for the early adopters, but for the financially displaced.
This isn’t the average fintech-meets-DeFi attempt. I see it as a survival tool, enabling freelancers around the world get paid, shop owners in Nairobi to accept crypto payments, and Gen Zs in unstable economies to protect their income.
You don’t need to be “crypto-native” to use BiyaPay. That’s the good point.
It’s a serious signal that blockchain’s real utility doesn’t need to be loud. It just needs to work.