#StablecoinLaw $XRP

The stablecoin is a type of digital currency aimed at reducing price volatility, as it is linked to a stable asset such as the US dollar or gold. The most famous example: USDT and USDC. The main feature is that it maintains a stable value, making it ideal for fast trading or as a means of daily payment. Investors use them as a safe haven during market downturns. They also facilitate money transfers between exchanges or wallets without the need for banks. Some stablecoins are fully backed by cash, while others use smart algorithms to maintain balance. Although its use is widespread, there are still debates about its regulation and the guarantee of transparency.