How I Use $100/Month to Grow My Crypto Portfolio (Without Stress or Leverage)
You don’t need to be rich to start investing in crypto. I started with just $100/month, and I’m building my portfolio using only spot trades — no margin, no borrowing, no risk of liquidation.
🧱 3-Part Strategy:
1. 50% USDT → I save this for buying dips.
2. 30% BTC/ETH → I hold these long-term — they’re the backbone of my portfolio.
3. 20% Altcoins → Small bets on newer coins I believe in.
🔁 I rebalance every month:
If something pumps, I take a little profit and move back into USDT. If something dips, I use USDT to buy more.
No stress. No chasing pumps. Just monthly consistency.
And yes — I do it all on Binance Spot, not futures.
