President Trump Signs GENIUS Act — Landmark Stablecoin Regulation
On July 18, 2025, President Donald Trump signed the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act), introducing the first-ever comprehensive federal framework for stablecoin regulation in the United States. The law mandates that issuers maintain 1:1 reserves in cash or short-term U.S. Treasury bonds, publish monthly reports, undergo independent audits, and comply with banking supervision, anti-money laundering, and sanctions laws.
The bill prohibits algorithmic stablecoins, limits political participation in profits (except the president), and grants priority rights to holders in case of issuer default.
It also extends jurisdiction to foreign stablecoin issuers serving U.S. customers.
Analysts see this as a major step forward for trust, market stability, and institutional capital inflow — a likely positive for both the crypto market and the U.S. dollar as a global reserve currency.
Crypto Market Capitalization Surpasses $4 Trillion
Between July 18–19, the global crypto market cap soared past $4 trillion for the first time in history. The surge followed gains in major coins: Bitcoin climbed above $120,000 (after briefly dropping 1.8% per Reuters), Ethereum rose by 4.5%, and XRP and SOL posted strong rallies.
Analysts attribute the rise to a synergistic effect — the GENIUS Act boosted institutional investment (ETFs, corporate allocations) and trading activity in niche segments like ETH spot ETFs and BTC inflows.
Binance, Coinbase, and Robinhood all hit fresh highs. The market entered a “greed” phase dominated by expectations of continued institutional growth.
#CryptoWeek : Regulatory Surge in the U.S. Congress
Last week, Congress launched “Crypto Week” to debate the GENIUS Act, Clarity Act, and a CBDC ban. This legislative package could redefine crypto’s future, including SEC vs CFTC jurisdiction. While early votes show progress, final decisions are pending.
Bitcoin ETF Sparks New Wave of Institutional Interest
Between July 11–14, institutional inflows into Bitcoin and Ethereum ETFs hit record levels. Experts see this as a sign of shifting paradigms, as crypto becomes embraced by major financial players.
Strategic Bitcoin Reserve: Government Initiative Underway
A “Strategic Bitcoin Reserve” is in development — comprised of 200,000 BTC ($10B) seized and held by U.S. authorities. A task force is expected to report by July 2025. It marks the first institutional framing of crypto as “digital gold”.
Corporations Add BTC to Treasury Holdings — A Growing Trend
On July 17, new disclosures revealed that corporations are increasingly holding Bitcoin on their balance sheets as a long-term strategic asset. Bernstein projects BTC could reach $200,000 by end of 2025 if momentum holds.
Tether Buys Treasuries — Impacts U.S. Yield Curve
Reports show Tether holds ~$100 billion in T-Bills (1.6% of U.S. market), suppressing 1-month yields by 14–16 basis points, and by up to 24 bps on longer durations. It highlights how stablecoin reserve demand can move sovereign debt markets.
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