#StablecoinLaw

While stablecoins were sailing in a murky legal void, America introduced the "GENIUS Act" not as a new restriction but as a compass that outlines the boundaries of fair financial play. This law does not merely regulate the market but imposes a clear identity: no stablecoin unless it is fully backed, licensed, and transparent. There is no room anymore for issuing a digital dollar without evidence or a solid reserve. Moreover, paying any interest on these currencies is completely prohibited, in a double blow that eliminates the suspicion of usury and prevents new banking overreach.

What distinguishes this step is not just what is stated, but what follows: the entry of massive institutions like Mastercard and Google into the race, and the transformation of stablecoins from trading tools to means of daily payment. The law serves not only America but sends a message to global markets: those who wish to deal with the digital dollar must adhere to American rules of the game. Even foreign platforms will not escape the law's grip unless they comply with its standards.