#StablecoinLaw Signed by Donald Trump. What is important:

– Issuers — only banks, financial companies with OCC licenses or states with recognized regulation

– Threshold $10 billion: above — under federal oversight

– Reserves strictly 1:1 in liquid assets

– Mandatory reports, audits, transparency

– Full KYC/AML, sanctions control

– BigTech cannot issue stablecoins without unanimous approval from the Treasury, the Fed, and the FDIC

Reaction of the crypto market:

🔹 Short-term:

– Pressure on DeFi and unlicensed projects is increasing

– Capital is flowing into regulated stablecoins

– Ethereum $ETH is gaining momentum: stablecoin revenues are going into smart contracts and DeFi

🔹 Long-term:

– Market capitalization exceeded $4 trillion — against the backdrop of expectations of increased institutional demand

– Banks and fintechs are preparing products based on legalized stablecoins

– Integration into retail payments (e-commerce, major retailers) may reduce costs and increase transaction speed

⏱️ The law comes into effect in 2027 or 120 days after the final OCC rules are released — whichever comes first.