@Huma Finance 🟣 ($HUMA ) launches the first PayFi network, which combines a payment and financing infrastructure to support real-world revenues and credit based on amounts receivable on-chain. Instead of traditional loans backed by cryptocurrencies, Huma allows users to borrow against future income streams - such as salaries, invoices, or remittances - facilitating unsecured loans powered by the Time-Value-of-Money (TVM) model. By analyzing cash flow patterns, the protocol offers liquidity corresponding to 70–90% of the expected future revenue, instantly and securely through smart contracts.
