Goal: Build a balanced portfolio that reduces risks and increases growth opportunities over 2 to 5 years or more.
🔵 1. 60% in major currencies (Blue Chips):
BTC (40%): A mature digital asset, used as a store of value. Resistant to inflation, less volatile compared to others.
ETH (20%): A pillar for Web 3, DeFi, and smart contracts. It has real use and future growth.
> ✅ Reason for this allocation: These currencies are considered the "safest" among digital currencies.
---
🟢 25% in strong infrastructure projects (Layer 1 & Layer 2):
Examples: SOL, BNB, AVAX, MATIC, ARB, OP, TON
These currencies have fast networks, low fees, and are used in real applications.
> ✅ These projects are candidates for success if crypto adoption expands in daily life.
---
🟠 10% in promising startup projects (High Risk - High Reward):
New projects with innovative ideas, a working team, and promising partnerships.
Examples: SUI, TIA, ONDO, PYTH, or even AI tokens or Real World Assets.
> ⚠️ This percentage is small because it is high risk, but its profits can be huge.
---
⚪ 5% in Stablecoins (USDT / USDC) as reserve:
Use them to buy opportunities in the market or in case of a sudden crash.
You can temporarily invest them in fixed profit protocols (staking/lending).
---
💡 Golden tips:
✅ Invest a fixed monthly amount (DCA) regardless of whether the market is up or down.
🔐 Store currencies in secure wallets, preferably cold wallets.
📅 Review your portfolio every 3-6 months, and adjust the allocation if there is a significant change in the market or projects.
🧠 Professional allocation for a long-term crypto portfolio (Long-Term Crypto Allocation)
Goal: Build a balanced portfolio that reduces risks and increases growth opportunities over 2 to 5 years or more.
🔵 1. 60% in major currencies (Blue Chips):
BTC (40%): A mature digital asset, used as a store of value. Resistant to inflation, less volatile compared to others.
ETH (20%): A pillar for Web 3, DeFi, and smart contracts. It has real use and future growth.
> ✅ Reason for this allocation: These currencies are considered the "safest" among digital currencies.
---
🟢 25% in strong infrastructure projects (Layer 1 & Layer 2):
Examples: SOL, BNB, AVAX, MATIC, ARB, OP, TON
These currencies have fast networks, low fees, and are used in real applications.
> ✅ These projects are candidates for success if crypto adoption expands in daily life.
---
🟠 10% in promising startup projects (High Risk - High Reward):
New projects with innovative ideas, a working team, and promising partnerships.
Examples: SUI, TIA, ONDO, PYTH, or even AI tokens or Real World Assets.
> ⚠️ This percentage is small because it is high risk, but its profits can be huge.
---
⚪ 5% in Stablecoins (USDT / USDC) as reserve:
Use them to buy opportunities in the market or in case of a sudden crash.
You can temporarily invest them in fixed profit protocols (staking/lending).
---
💡 Golden tips:
✅ Invest a fixed monthly amount (DCA) regardless of whether the market is up or down.
🔐 Store currencies in secure wallets, preferably cold wallets.
📅 Review your portfolio every 3-6 months, and adjust the allocation if there is a significant change in the market or projects.
🧠 Professional allocation for a long-term crypto portfolio (Long-Term Crypto Allocation)
Goal: Build a balanced portfolio that reduces risks and increases growth opportunities over 2 to 5 years or more.
🔵 1. 60% in major currencies (Blue Chips):
BTC (40%): A mature digital asset, used as a store of value. Resistant to inflation, less volatile compared to others.
ETH (20%): A pillar for Web 3, DeFi, and smart contracts. It has real use and future growth.
> ✅ Reason for this allocation: These currencies are considered the "safest" among digital currencies.
---
🟢 25% in strong infrastructure projects (Layer 1 & Layer 2):
Examples: SOL, BNB, AVAX, MATIC, ARB, OP, TON
These currencies have fast networks, low fees, and are used in real applications.
> ✅ These projects are candidates for success if crypto adoption expands in daily life.
---
🟠 10% in promising startup projects (High Risk - High Reward):
New projects with innovative ideas, a working team, and promising partnerships.
Examples: SUI, TIA, ONDO, PYTH, or even AI tokens or Real World Assets.
> ⚠️ This percentage is small because it is high risk, but its profits can be huge.
---
⚪ 5% in Stablecoins (USDT / USDC) as reserve:
Use them to buy opportunities in the market or in case of a sudden crash.
You can temporarily invest them in fixed profit protocols (staking/lending).
---
💡 Golden tips:
✅ Invest a fixed monthly amount (DCA) regardless of whether the market is up or down.
🔐 Store currencies in secure wallets, preferably cold wallets.
📅 Review your portfolio every 3-6 months, and adjust the allocation if there is a significant change in the market or projects.