#加密立法新纪元 The U.S. House of Representatives passed the "Guidance and Establishment of the United States Stablecoin Innovation Act" (referred to as the "Genius Act") with 308 votes in favor and 122 votes against, marking a significant change in cryptocurrency regulation.

The "Genius Act" aims to establish a regulatory framework for stablecoins that are "pegged" to the U.S. dollar, requiring that stablecoins be backed by liquid assets such as U.S. dollars or U.S. short-term treasury securities, while also requiring issuers to disclose stablecoin reserve details on a monthly basis. The passage of this act fills the regulatory gap for stablecoins, granting them federal legal recognition for the first time, providing institutional backing for their global circulation, and opening the door for traditional financial institutions and large tech payment companies to enter the market in compliance.