As institutional money floods into crypto, retail investors are placing strategic bets on utility tokens—though veteran traders warn the game is changing
When cryptocurrency enthusiasts on were asked to pick their top three altcoin investments, excluding Bitcoin, the responses revealed a fascinating shift in retail investment strategy. Gone are the days of purely speculative meme coins dominating the conversation. Instead, the community is gravitating toward projects with real-world utility, institutional backing, and proven track records.
But beneath these calculated picks lies a brewing debate about whether retail investors are positioning themselves for generational wealth—or walking into a trap.
