#HumaFinance is making waves as the world’s first decentralized Payment Finance (PayFi) protocol. By letting users use real-world income, like salaries or invoices, as collateral, it bridges traditional finance and DeFi—so no need for crypto collateral at all! 🌍 Through Huma, global payment institutions settle transactions with stablecoins 24/7, enabling seamless lending, borrowing, and programmable payments with instant, low-cost on-chain liquidity.

With Huma 2.0, yields are now tied directly to real payment flows; over $4.5 billion in on-chain volume and up to 10.5% annual yield for liquidity providers show its efficiency. The native $HUMA token handles governance, staking rewards, and protocol incentives. Backed by strong compliance, automation, and institutional support, Huma Finance stands at the forefront of RWA tokenization, making financial inclusion easier for individuals and businesses everywhere.