The Bicycle and Million-Dollar Assets
In 2008, Minh – a poor student in Saigon – rode his old bicycle to school every day, ate cheap meals, and worked late at night to earn money for his expenses. One day, he happened to hear his teacher say:
> "Rich people don't save – they invest to make their money work for them."
That statement changed Minh's mindset.
With the first 500,000 dong he saved, Minh began to invest in shares of a newly listed technology company. Every month, he allocated 20% of his income to buy more – even if it was just a few odd shares.
There were times when the market plummeted, and everyone panicked, but Minh persevered with his regular investment strategy, remaining steadfast. After 10 years, the company he invested in grew strongly, paid regular dividends, and the shares increased nearly 30 times.
In 2018, when he turned 30, Minh had assets of over 3 billion dong – starting from the small amounts he earned from… his old bicycle.
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Lesson:
You don't need to be rich to invest. But investing the right way can make you rich – as long as you start early enough and have enough patience.
