The Bicycle and the Million-Dollar Asset
In 2008, Minh – a poor student in Saigon – rode his old bicycle to school every day, ate street food, and worked late at night to earn money to support himself. One day, he happened to overhear his teacher say:
> "The rich do not save money – they invest to make their money work for them."
That statement changed Minh's mindset.
With the first 500,000 dong he saved, Minh began to invest in shares of a newly listed technology company. Every month, he set aside 20% of his income to buy more – even if it was just a few shares.
There were times when the market fell drastically, and everyone was panicking, but Minh persevered with his regular investment strategy, remaining steadfast. After 10 years, the company he invested in grew significantly, paid dividends regularly, and the stock price increased nearly 30 times.
In 2018, when he turned 30, Minh had assets worth over 3 billion dong – starting from those small amounts beginning with… his old bicycle.
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Lesson:
You don’t need to be rich to invest. But investing the right way can make you wealthy – as long as you start early enough and are patient.
The stock mentioned above is FPT