The GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act) is the first federal law in the U.S. regulating stablecoins, approved by the Senate on June 17, 2025, and now in the hands of the House and Trump’s signature.

🔍 Key points of the legal approach:

  • Requires issuers to maintain reserve balances, monthly audits, and liquidity guarantees.

  • Establishes oversight between state and federal levels, with intervention from the Treasury, Fed, OCC, and FDIC.

  • Prioritizes users at the time of liquidations or bankruptcies, and requires AML/KYC measures.

📈 Immediate impact: During 'Crypto Week', its approval boosted:

  • Bitcoin +2% (~USD 120,000)

  • Ethereum +8% (~USD 3,288)

  • Stablecoins and crypto stocks (Circle +17%, Coinbase +4%)

--

🌟 Why is it so bullish for the ecosystem?

1. Clear regulation = institutional trust

The rules evoke models from the EU and Hong Kong, generating security and attracting investments.

2. Rain of regulated stablecoins

Banks and large firms could issue stablecoins within this framework, facilitating mass use and crypto payments.

3. Brake on State CBDCs

The package includes legislation that limits the issuance of digital currencies by the Fed.

4. Potential entry of trillions from traditional sources

Analysts suggest that the stablecoin market could reach USD 2–3.7 trillion in the next decade.

---

🔮 What’s next?

The GENIUS Act has already passed the Senate, and now the House has debated it during cryptoweek, with Trump’s support for its swift signing.

If approved, it enables the regulated deployment of stablecoins, triggering potential rallies in BTC, ETH, and altcoins linked to DeFi infrastructures.

---

🇺🇸 During 'Crypto Week', the GENIUS Act puts stablecoins on the federal agenda: clear rules, institutional backing, and trillions at stake.

📈 Bitcoin, Ethereum, and crypto stocks react positively.

🚀 Could this mark the next big rally for altcoins?

---