U.S. Bill H.R.4374 introduced to Congress requires lenders to consider crypto holdings—including brokerage accounts on cryptocurrency exchanges—in mortgage credit evaluations.

This move could legitimize $XRP and other digital assets as part of formal financial assessment, integrating them deeper into the U.S. housing and credit system.

As crypto becomes mortgage-worthy, #XRP’s role as a liquid, regulated asset could become even more critical for borrowers and institutions alike.#BinanceHODLerERA