💡 Master Your Finances with These 6 Money Rules 💰
Whether you're saving, spending, or investing these simple rules help keep your money habits smart and stress-free:
1️⃣ 30% Rule – Keep credit card usage under 30%.
2️⃣ Rule of 115 – Want to triple your investment? Divide 115 by your return rate.
3️⃣ 40% Rule – Don’t let your monthly debts exceed 40% of your income.
4️⃣ 4% Rule – Limit exposure by investing no more than 4% of your portfolio in one asset.
5️⃣ 15% Rule – Save at least 15% of your income for retirement.
6️⃣ 24-Hour Rule – Pause for a day before making big purchases.
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