@Huma Finance 🟣 #HumaFainance 1. PayFi Network: Huma is the first network focused on payment financing, utilizing stablecoins and on-chain liquidity to support scenarios like cross-border payments, credit card settlements, and trade financing, offering 24/7 instant settlement.

2. Income-backed Lending: The Huma V1 platform provides unsecured loans by assessing borrowers' future income streams, combining decentralized signal processors and evaluation agents for credit scoring and risk management.

3. Real World Asset (RWA) Tokenization: Huma focuses on tokenizing real-world assets through merging with Arf (a cross-border payment platform), releasing liquidity and capital efficiency in the payment industry.

4. Multi-chain Expansion: Huma has deployed on Solana and Stellar blockchains, leveraging their high performance and low-cost characteristics, while planning to expand to more ecosystems.

5. Innovative Model: Utilizing the “Time Value Model” (TVM), optimizing capital liquidity with millisecond-level precision, significantly enhancing cross-border payment efficiency. thank you 👍