As a newbie who just entered the space not long ago, I have over $100 of USDT and BNB sitting in my Binance spot account, and I usually don't dare to move it around, fearing losses and not understanding complicated financial operations.
Later, I tried Binance's [Interest-earning on Holdings / Soft Staking] feature, and it truly is the most user-friendly 'lazy finance tool' I have used so far. You just need to keep supported coins in your spot account, no locking, no staking, no choosing terms, and you can automatically earn daily profits, making it completely accessible for beginners like me.
📌 What is interest-earning on holdings (Soft Staking)?
It is an automatic earning feature that does not require locking or staking. You only need to hold supported coins (such as BNB, SOL, DOT, ADA, ETH, USDT, etc.), keep them in your spot account, and the system will take a snapshot of your holdings every day at 8 AM, automatically calculate earnings, and credit them to your account.
✅ No locking of assets, no freezing;
✅ No minimum amount threshold;
✅ Daily earnings credited, visible;
✅ Can sell anytime without affecting trading.
📌 How to activate this feature? Just 1 minute!
This is how I activated it (using the App):
1. Open the Binance App, click 'More' on the homepage;
2. Find the 'Finance' section, click to enter 'Interest-earning on holdings';
3. Agree to the terms, click 'Enable,' done ✅
📌 My real usage situation
My current total assets are $178 (screenshot above👆), mainly in USDT and a little BNB. After activating the interest-earning feature, I receive the system's 'yesterday's earnings' every morning; although the current daily earnings are just over $0.01, it is worth it:
✔ Completely automatic, free gains;
✔ Even small amounts can participate;
✔ No need to monitor the market, does not affect trading.
📌 Advice for fellow newcomers
If you, like me, just hold your coins without using them, you might as well activate this feature so it can 'make money for you while lying down.' No need to select products, no need to lock up assets, no need to bear additional risks; it's a completely low-threshold way of managing finances.
⚠️ Notes:
• If your coins are in a pending order (such as an unfilled limit order), they do not count towards earnings;
• Earnings are variable but paid daily, very clear and transparent.
💕💕 Don't let your coins just lie there sleeping; they can work for you every day 💰.
