## 🚀 1. **Project Huma Finance**
- **Core Mission**: Huma Finance operates as a **PayFi network**, providing instant liquidity for global payments using stablecoins and on-chain solutions. It targets payment institutions, enabling 24/7 settlements for cross-border payments, credit cards, trade finance, and DePiN (Decentralized Physical Infrastructure Networks) .
- **Launch**: Officially launched in **May 2025** .
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### ⚙️ 2. **Technology & Ecosystem**
- **Smart Contracts**: Utilizes Soroban (Stellar's smart contract platform) for decentralized applications. Key contracts include `tb-pool`, `tb-creditStorage`, and `tb-trancheVault` .
- **Developer Tools**: Offers npm packages like `@huma-finance/widgets` and `@huma-finance/soroban-sdk` for integrating Huma's functionalities into third-party apps .
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### 💰 3. **Tokenomics (HUMA Token)**
- **Supply**:
- **Total Supply**: 10 billion HUMA
- **Circulating Supply**: 1.73 billion HUMA (17.3% of total) .
- **Vesting Schedule**:
- **Liquidity, CEX Marketing, Airdrops**: Fully unlocked (100%).
- **Team & Investors**: 0% unlocked (1.93B and 2.06B HUMA locked, respectively).
- **Ecosystem Incentives**: 3.23% unlocked (3.1B HUMA total) .
- **Allocation**:
- Largest shares: **Ecosystem Incentives** (31%), **Team** (19.3%), **Investors** (20.6%) .
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### 📊 4. **Financial Metrics** (as of July 2025)
| **Metric** | **Value** |
|--------------------------|------------------------|
| **Price** | $0.03683 |
| **Market Cap** | $63.84 million |
| **24h Trading Volume** | $28.7–31.3 million |
| **Fully Diluted Valuation (FDV)** | $368.3 million |
| **All-Time High** | $0.1156 (May 26, 2025) |
| **All-Time Low** | $0.0295 (June 26, 2025) |
