#SpotVSFuturesStrategy، Here is a *simple monthly investment strategy with BNB* (long term, secure):

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🎯 *Objective*

Accumulate BNB every month → generate returns → benefit from future increases.

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💰 *Sample Budget: 50 €/month*

*Monthly Allocation:*

- 40 € → Purchase BNB on Binance

- 10 € → Kept in USDT to buy more in case of market drop

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✅ *Monthly Steps*

1. *Buy 40 € of BNB on Binance*

2. *Activate "Pay fees with BNB"* in your account (immediate discount)

3. *Put your BNB in Binance Earn (Simple Earn – Flexible or Locked)*

- If you want to withdraw at any time: *Flexible* option (~1-2 %)

- If you can lock for 30 to 90 days: *Locked* option (~3-6 %)

4. *Optional*: transfer some to *Trust Wallet* or *Ledger* every 3 months for security

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📈 Bonus: every 3 months

- If the market is down → use your small stock of USDT (the 10 €/month kept) to buy back BNB at a discounted price

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📊 Expected Result

In 12 months:

- You will have around *480 € of BNB* accumulated

- Earned some % of passive return

- And secured a part outside the platform