#HumafFinance

*Huma Finance (HUMA)* is a decentralized protocol designed for real-world asset-backed lending. It enables users to borrow and lend using on-chain reputation, income, and receivables as collateral, bridging DeFi with real-world financial use cases. The HUMA token is used for governance, staking, and incentivizing network participants. It aims to increase financial access by supporting undercollateralized lending, especially for freelancers, small businesses, and gig workers.